REAL ESTATE PORTFOLIO RESTRUCTURING

UNLEASH YOUR PROPERTY EQUITY INTO CASH

USING THE UNTOLD SECRET STRATEGIES
OF THE TOP NOTCH PROPERTY INVESTORS

INVEST WITHOUT LIMITATION
USING BANK'S MONEY THE SAFE WAY

Wonder how some property investors are able to continue investing in real estate without much concerns on their capital reserve and financing capacity? This is because they are repeatedly using an investment framework that help them unlock their financing capacity while cashing out their existing property equity. That's a strategies that not many knows - PORTFOLIO RESTRUCTURING.

Doing a portfolio restructuring can help you to refinance your properties, pay-off an existing outstanding loan as well as replacing it with a new one, and all of these are done under your company capacity. This simply means all your mortgage liabilities are transferred to your company capacity, while you are still the owner of your properties.

WHO IS THIS FOR?

PROPERTY CASHFLOW
NOT PERFORMING WELL?

Is the cash flow from the few properties that you own are not performing so well?

FORECAST CASHFLOW

NEED IN NEAR FUTURE?

Are you possibly having difficulty to pay-off your mortgage loan repayment in near future? 

NEED CASH TO INVEST FURTHER SOMEWHERE ELSE?

Are you wishing to generate additional cash flow for you to invest in somewhere else? 

If you faced the above situation or any similar one, portfolio restructuring is the best choice for you.

KEY BENEFITS OF PORTFOLIO RESTRUCTURING

CLEANER PERSONAL DEBT RECORD

Clear up your CCRIS record to enhance your loan credibility for next property purchase.

RELEASE YOUR 90% QUOTA

You can now finance your next residential property purchase up to 90% using your personal capacity.

BYPASS 70% LTV CONSTRAINT

No more having worries on 70% Loan-To-Value constraints of your 3rd residential property purchase onward.

RESTORE YOUR DSR

Release your Debt Servicing Ratio (DSR) so that you can get your future bank loan(s) application approved easily.

CASH OUT YOUR PROPERTY EQUITY

Liquidate the capital gains from your properties, while still owning your property and collecting rentals.

STRENGTHEN CASHFLOW

Get a good amount of cash reserve as a back up for your next financial moves, be it contingency funds or next property purchase down payment.

REDUCE OVERALL INTEREST COST 

Help you pay-off other debts in which their interest rates are higher than mortgage loan, to reduce your overall interest cost by debt consolidation strategy.

TRANSFER LOAN LIABILITY

Transfer your property loan liability from your personal capacity to your company capacity - Investment Holding Company (IHC).

"By exercising portfolio restructuring, we will assist you to analyse your current real estate portfolio, identify its equity, and set up your Investment Holding Company (IHC). By setting up an IHC, you can now transfer while refinance your existing properties to the IHC. Your risk exposure in banks' eyes will be reduced automatically and hence, you will now be able to borrow further while cashing out your property portfolio equity for your next property purchase."

"FINANCIAL LEVERAGE IN PROPERTY INVESTMENT IS

  THE ADVANTAGE THE RICH HAVE OVER THE POOR AND MIDDLE CLASS,
  ONLY IF YOU KNOW HOW TO DO IT IN THE RIGHT WAY."

- Nicson Khoo